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解惑“xxnx 1997”-译文小记

广州调整住xxnx 1997房公积金政策:一人申请贷款最高额度调整至80万元

来源: 上海热线
2024-11-27 01:41:08

最佳回答

“xxnx 1997”广州调整住xxnx 1997房公积金政策:一人申请贷款最高额度调整至80万元

  中新xxnx 1997网11月26日电 广州xxnx 1997住房公积金管理中心26日在其官方微信公众号发布《广州住房公积金管理中心关于调整住房公积金政策的通知》称,为贯彻落实党中央、国务院决策部署,进一步发挥住房公积金作用,更好满足住房公积金缴存人刚性和改善性住房需求,促进房地产市场平稳健康发展,经广州市住房公积金管理委员会审议同意,现就住房公积金政策有关事项通知如下:

  一、使用住房公积金贷款购买自住住房的,一人申请贷款的最高额度调整至80万元,两人或两人以上购买同一套自住住房共同申请贷款的最高额度调整至160万元。

  二、购买首套及第二套自住住房申请住房公积金贷款的,最低首付款比例为20%。其中,购买保障性住房的,住房公积金贷款最低首付款比例为15%。

  三、生育二孩及以上的家庭(至少一个子女未成年)购买首套及第二套自住住房的,住房公积金贷款最高额度上浮40%。

  四、贷款期限最长可以计算到借款人退休年龄后5年,且不得超过68岁。

  五、居民家庭在购房所在区内无住房的,新购住房申请住房公积金贷款可按首套住房认定。在购房所在区内符合“租一买一”“卖一买一”条件的,新购住房申请住房公积金贷款可按核减后的名下住房套数认定。

  六、缴存人及其配偶、未成年子女在广州市行政区域内无自有产权住房且租房自住,无租赁合同或租赁合同未登记备案的,租房提取限额提高至每人每月2000元。

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