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社评“人马畜禽corporation猪”-知识课堂

辽宁省凝聚合人马畜禽corporation猪力推动支持小微企业融资协调工作见实效

来源: 河南日报
2024-12-27 04:15:12

最佳回答

“人马畜禽corporation猪”辽宁省凝聚合人马畜禽corporation猪力推动支持小微企业融资协调工作见实效

  中新人马畜禽corporation猪网沈阳12月25日电 人马畜禽corporation猪(李晛)记者25日自辽宁省发改委获悉,截至11月末,辽宁省普惠型小微企业贷款余额同比增长12.2%,其中,普惠型小微企业信用贷款余额同比增长58.1%。

  小微企业是国民经济和社会发展的重要组成部分,是稳定就业和改善民生的重要支撑,既关系着经济运行,又联系着千家万户,助企纾困、缓解小微企业等经营主体融资困难意义重大。

  辽宁省发改委和辽宁金融监管局深入贯彻落实党中央、国务院决策部署,按照省政府工作要求,组织各地、有关部门和银行机构,在统筹协调、摸排走访、审核推荐、银企对接等方面积极探索,在制度设计、清单管理、平台赋能、贷款投放等方面聚力攻坚,国家动员部署以来,全省迅速建立支持小微企业融资协调工作机制,设立112个县区(开发区)工作专班,会同银行机构组织2万余人摸排小微企业、个体工商户等经营主体融资需求,走访50.8万户,授信3.1万户,放贷287.3亿元。

  其中,辽宁省以科技赋能,提升走访摸排工作效率。发挥好融资信用服务平台作用,推广“千企万户大走访”线上填报模式,支持手机端查询、核验企业信息,同步接收企业提报的融资需求,为摸排走访、初选申报、推荐分配、监测分析等工作提供信息支撑。沈阳市依托中小微企业信用信息应用服务平台,开发融资协调工作机制模块和企业融资二维码,自动生成“申报清单”及“推荐清单”,实现清单动态管理。大连市通过开发掌上金融服务平台专题模块提高采集效率,开发“企业需求采集”模块,借助科技手段提升企业需求采集的及时性、准确性。鞍山市依托融资信用服务平台开发“千企万户大走访”微信小程序,创新线下走访、线上填报的工作模式。

  此外,辽宁省还发挥普惠金融政策协同“乘数效应”等,进一步优化无还本续贷政策,将续贷对象由原来的部分小微企业扩展至所有小微企业,对贷款到期后仍有融资需求,又临时存在资金困难的债务人,符合条件的均可申请续贷支持。全省各级金融监管部门积极指导银行机构及时调整授信制度和审批流程,改造信息系统,摸排存量客户,续贷新规实施以来,全省银行机构无还本续贷累放金额209.4亿元,累放户数8400余户。(完)

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