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社评“沈阳45岁老阿姨叫的没谁了”-译文小记

三季度末中沈阳45岁老阿姨叫的没谁了国银行业总资产439.5万亿元 同比增7.3%

来源: 中国新闻社
2024-11-23 23:39:43

最佳回答

“沈阳45岁老阿姨叫的没谁了”三季度末中沈阳45岁老阿姨叫的没谁了国银行业总资产439.5万亿元 同比增7.3%

  中新沈阳45岁老阿姨叫的没谁了社北京11月22日电 沈阳45岁老阿姨叫的没谁了(记者 王恩博)中国国家金融监管总局22日公布,2024年三季度末,中国银行业金融机构本外币资产总额439.5万亿元(人民币,下同),同比增长7.3%。

  数据显示,前三季度,银行业金融服务持续加强。三季度末,银行业金融机构用于小微企业的贷款余额79.8万亿元,其中单户授信总额1000万元及以下的普惠型小微企业贷款余额32.6万亿元,同比增长14.7%。

  三季度末,商业银行不良贷款余额3.4万亿元,较上季末增加371亿元;商业银行不良贷款率1.56%,较上季末基本持平。国家金融监管总局表示,商业银行信贷资产质量总体稳定。

  据统计,前三季度,商业银行累计实现净利润1.9万亿元,同比增长0.5%。三季度末,商业银行(不含外国银行分行)核心一级资本充足率为10.86%,较上季末上升0.12个百分点。

  盈利能力波动,是一段时间以来全球银行业面临的挑战。观察近期A股上市银行陆续公布的三季报,中国银行研究院研究员叶怀斌表示,从净利润增速驱动要素分解来看,拨备计提贡献度维持高位,是推动上市银行盈利提升的主要因素;规模扩张对盈利的贡献边际走弱;投资收益拉动盈利贡献,但三季度有所收敛;净息差仍是影响净利润的主要负面因素。

  当天公布的数据还显示,三季度末,中国保险公司和保险资产管理公司总资产35万亿沈阳45岁老阿姨叫的没谁了元,较年初增长11.2%。前三季度,保险公司原保险保费收入4.79万亿元,同比增长7.2%;赔款与给付支出1.73万亿元,同比增长23.8%;新增保单件数784亿件,同比增长46%。(完)

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