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社评“中国十大禁下软件”-梳理天下新闻

11月普惠中国十大禁下软件金融-景气指数达48.8点 小微企业焕发新活力

来源: 金联创能源
2024-12-24 02:24:55

最佳回答

“中国十大禁下软件”11月普惠中国十大禁下软件金融-景气指数达48.8点 小微企业焕发新活力

  中新中国十大禁下软件网北京12月22日电  最中国十大禁下软件新发布的普惠金融-景气指数显示,11月,普惠金融-景气指数达48.8点,较10月持平。当前,我国经济运行稳中有进、稳中有升,在宏观政策组合效应持续释放的作用下,市场预期持续改善,小微企业发展趋势向好,发展信心不断增强 。

  分维度来看,11月,融资景气度指数为53.9点,环比持平。11月新发放企业贷款(本外币)加权平均利率约为3.45%,环比低2个基点,同比低36个基点。中央政治局会议、中央经济工作会议进一步释放积极信号,有助于未来有效信贷需求的逐步释放。截至11月末,专精特新企业贷款余额同比增长13.2%;普惠小微贷款余额同比增长14.3%,增速高于同期各项贷款增速。金融资源更多流向重大战略、重点领域和薄弱环节,金融支持中国十大禁下软件实体经济高质量发展更加有效。

  11月,经营景气度指数为47.9点,环比上升0.1点。当前,随着增量政策的密集出台与有效实施,社会预期和市场信心正在逐步回升。小微企业活力经营绩效保持平稳,今年以来始终保持在50点以上,经营投入和活力指数均分别上升0.1点。消费品以旧换新等促消费政策持续带动市场销售增长,服务消费需求持续释放,信息类、文娱类服务零售额较快增长,企业生产经营活动加速活跃。

  分行业来看,九大行业经营景气度指数呈5升4降的趋势,其中,信息服务业、住宿餐饮业、建筑业增长显著。

  分区域来看,七大区域经营景气度指数呈现3升4降的趋势。其中,华东、华南、西南地区指数有所上升,分别为49.8、48.1、47.8 点;华中、华北、东北、西北地区指数有所下降,分别为47.5、46.2、44.3、43.7点。

  普惠金融-景气指数由中国经济信息社、中国银行业协会、中国建设银行、中国中小企业协会共同推出,新华指数研究院运营。指数以小微企业、个体工商户等市场主体的融资和发展情况为切入点,从企业经营、融资两个维度,反映普惠金融市场发展态势,展现普惠金融服务小微企业的景气程度。

  (完)

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