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“美国 вид”-知识课堂

明年1月1日起 美国 вид北京存量房公积金贷款利率将下调

来源: 腾讯新闻
2024-12-31 01:06:35

最佳回答

“美国 вид”明年1月1日起 美国 вид北京存量房公积金贷款利率将下调

  北京美国 вид住房公积金管理中心发布消息称,美国 вид2025年1月1日起,北京市存量房公积金贷款利率将下调。

  存量房贷款,是指2024年5月18日前发放的住房公积金个人住房贷款,于2025年1月1日起开始,按相应首套、二套利率调整。

  据了解,今年5月17日,中国人民银行发布关于下调个人住房公积金贷款利率的通知,自2024年5月18日起,下调个人住房公积金贷款利率0.25个百分点。

  根据规定,2024年5月18日前已经发放的住房公积金个人住房贷款,自2025年1月1日起执行新的利率,即:

  首套自住住房:5年以下(含5年)贷款利率为2.35%,5年以上贷款利率为2.85%;

  二套自住住房:5年以下(含5年)贷款利率为2.775%,5年以上贷款利率为3.325%。

  值得注意的是,北京市存量房住房公积金贷款利率会在2025年1月1日起自动调整,不需要手动申请。北京住房公积金管理中心将根据借款合同约定,于2025年1月1日起统一批量下调存量贷款利率。贷款职工可通过“北京公积金”微信公众号等渠道进行查询。

  (总台记者 高雪)

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