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解惑“我系黄片儿”-知识课堂

美国30年期贷我系黄片儿款利率降至6.69% 连续两周下降

来源: 每日经济新闻
2024-12-06 15:22:50

最佳回答

“我系黄片儿”美国30年期贷我系黄片儿款利率降至6.69% 连续两周下降

  中新我系黄片儿社华盛顿12月5日电 (记者 我系黄片儿沙晗汀)美国住房金融机构房地美(Freddie Mac)当地时间5日公布数据显示,美国30年期固定抵押贷款平均利率降至6.69%,是自10月24日以来的最低值。

  数据显示,美国30年期固定抵押贷款平均利率当天降至6.69%,已连续两周下降,一周前该数据为6.81%,一年前该数据为7.03%。

  自美联储9月18日宣布降息以来,美国30年期固定抵押贷款平均利率在9月下旬曾降至两年来最低值6.08%,之后则呈上升趋势,最近两周再次出现下降。

  据美国抵押贷款银行协会(Mortgage Bankers Association)数据显示,住房贷款申请数量上周环比增长2.8%,该数据已经连续四周上涨。

  美国全国房地产经纪商协会(National Association of Realtors)近日公布数据显示,今年10月美国成屋销售量按年率计算增至396万套,同比增长2.9%,为2021年7月以来首次出现上涨。

  分析人士认为,房贷利率的下降和库存的增加带动了成屋销售,使潜在购房者相比之前有了更多选择,但不断上涨的房价仍将“劝退”部分潜在购房者。

  今年9月以来,美联储已经连续两次降息。经济学家预计,美联储在12月例会可能继续降息。尽管如此,专家认为,美国30年期固定抵押贷款利率明年仍将维持在6.5%左右。(完)

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