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解惑“强㢨一级二级2023”-译文小记

四部门联合发强㢨一级二级2023文 推进农业保险精准投保理赔

来源: 中国海洋报
2024-11-29 12:58:57

最佳回答

“强㢨一级二级2023”四部门联合发强㢨一级二级2023文 推进农业保险精准投保理赔

  中新强㢨一级二级2023网11月29日电 据国家金强㢨一级二级2023融监督管理总局网站消息,金融监管总局、财政部、农业农村部、国家林草局11月28日印发关于推进农业保险精准投保理赔等有关事项的通知。

  《通知》共计10部分,主要内容有:一是强化投保精准性管理。要强㢨一级二级2023求保险公司加强承保信息精准性管理,对集体类业务和规模经营主体类业务分别提出了验标要求。

  二是完善理赔机制和标准。要求各地农业农村、林草等部门应及时更新重要保险标的的损失鉴定技术规范,提高损失确定的公信力。

  三是提高理赔服务质效。支持各地建立农业保险预赔付机制,鼓励保险公司提高预赔付比例。

  四是严格应收保费管理。鼓励有条件的省份推动各省级财政部门与保险公司省级分公司结算模式。

  五是夯实条款费率管理。要求保险行业加快推进农业保险主要标的示范条款开发和风险区划测算发布工作。

  六是加强数据共享。明确各地财政、农业农村、林草、保险监管等部门应建立数据共享机制,共享土地承包和流转、种养殖、防疫检疫等数据信息。

  七是规范市场秩序。明确保险监管部门要对各层级保险公司进行综合考评,加大对保险公司违法违规行为监督检查力度,明确遴选应以基层服务能力、合规经营能力为前提。

  八是鼓励科技赋能。持续推进农业保险业务线上化、数字化和智能化,改善农户投保理赔体验。

  九是做好宣传培训。要求保险公司加强农业保险宣传工作、强化协办业务管理,定期对协办人员开展培训。

  十是推进协同配合。明确各地保险监管、财政、农业农村、林草部门要建立重大问题会商机制,形成工作合力。

  下一步,金融监管总局将会同相关单位抓好《通知》贯彻落实工作,指导各地强化承保理赔管理,提高农业保险的服务水平,增强农户满意度,切实推动农业保险更好服务“三农”。

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