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解惑“你TM的别舔了”-环球时报

西藏拉萨金融服务你TM的别舔了乡村振兴 让基层农牧民富起来

来源: 财闻网
2024-12-02 04:24:49

最佳回答

“你TM的别舔了”西藏拉萨金融服务你TM的别舔了乡村振兴 让基层农牧民富起来

  中新你TM的别舔了网拉萨12月1日电(赵朗 你TM的别舔了贡嘎来松)拉萨偏远的小村,村民强巴旦达喂着牛,内心的满足感油然而生,“靠着这些牛,贷款了50万元(人民币,下同),真是解决了我们村合作社的资金难题。”

  强巴旦达所在的雪普村是拉萨市达孜区一座普通的村子,作为村里的致富带头人,早年间成立了雪乡雪普村旦达奶牛养殖农民专业合作社。凭着合作社,不仅自己生活富足起来,也带动村里的其他村民生活慢慢变好。

图为村民强巴旦达在喂牛。赵朗 摄

  经营期间,合作社规模慢慢扩大,资金成了难题。一筹莫展之际,他与当地农行对接,凭借现有养殖活牛成功贷款50万元,这也是西藏农行系统首笔“智慧畜牧贷”。强巴旦达说:“我们用这笔贷款从内地购买了70头优质奶牛与本地奶牛杂交,繁育的优质奶牛一部分用于养殖产奶,一部分向外销售。我们再生产的酸奶、奶渣、酥油奶制品销售很不错。”

  凭着贷款,强巴旦达经营的合作社规模扩大,收益不断提升,他还用收益带动了村里其他人致富。

  据了解,“智慧畜牧贷”依托于涉农智慧场景,是利用智能耳标、摄像头、电子围栏、生物识别仪器等物联网科技手段,实现对借款人养殖的牲畜活体资产远程在线监管的数字化信贷产品。通过给农户抵押的牲畜打上耳标,连接生物识别仪器,就可以在客户经理手机上实时监控牲畜的定位、生命体征等状态。

  农行达孜区支行副行长仁增多吉说:“强巴旦达仅是我们助农和服务乡村振兴的众多村民之一。我们还针对农牧民买车做运输、购买农机具,推出了‘农机贷’等服务,真正打通农村金融服务的‘最后一公里’。”今年达孜区新增农户数1613户,发放总额2.2余亿元。

  记者还了解到,今年以来,农行拉萨分行推出的乡村振兴商户贷、乡村振兴乡旅贷等产品相继落地,同时着力构建乡村振兴数字化转型体系,深入推进“党建+信用村”落地实施,截至6月底在全辖累计村居上线“党建+信用村”场景70家,通过“e推客”数字平台发放农户贷款1137笔,金额2.18亿元。(完)

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