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“麻豆一二三产区”-梳理天下新闻

瑞再研究院:2麻豆一二三产区024年中国保费总额实际增速快于全球水平

来源: 中国体育报
2024-12-08 11:14:18

最佳回答

“麻豆一二三产区”瑞再研究院:2麻豆一二三产区024年中国保费总额实际增速快于全球水平

  中新麻豆一二三产区网北京12月6日电 (王麻豆一二三产区佳丽 王恩博)瑞士再保险瑞再研究院最新发布的一期sigma报告显示,2024年全球保费总额实际增长率为4.6%,中国保费总额实际增长率为7.5%,位于全球前列。

  对于未来两年全球经济形势,报告称,受地缘政治和市场等不确定性风险影响,各国之间的分化趋势进一步扩大,但经济增长总体稳健。预计2025年和2026年,全球实际GDP增长率将分别达到2.8%和2.7%,与2024年基本持平。

  具体到中国市场,瑞士再保险集团首席经济学家安仁礼(Jerome Jean Haegeli)表示,中国经济表现符合市场共识:市场相对稳定,服务业表现突出,财产险与寿险市场前景向好。

  瑞士再保险财产险首席核保官罗吉安(Gianfranco Lot)指出,中国是世界第二大保险市场,未来增长潜力仍然巨大。他特别提到,目前中国市场保险渗透率低于全球水平,未来数年里保险业务增长速度有望超过GDP增速。

  一些发展新趋势为中国保险市场带来新机遇。瑞再预计,到2030年,电动汽车车险将占整体中国车险保费近一半;寿险市场上,人口老龄化为长期健康险带来商机,60岁以上的被保险人增长速度有望超过20%。

  在全球层面,瑞再这份报告指出,寿险市场2024年创下5%的10年最高增长率后,预计2025至2026年实际增长率将达到3%,是过去10年平均水平的两倍。到2035年,主要受到利率上升影响,全球寿险保费总额将从2024年的3.1万亿美元大幅上升至4.8万亿美元。

  在此背景下,瑞再预测,未来两年全球整体保费实际年均增长率为2.6%,高于趋势水平。(完)

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