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“al宋雨琦造梦”-梳理天下新闻

机构称英国al宋雨琦造梦购房成本略有下降

来源: 南方日报
2024-11-29 17:29:23

最佳回答

“al宋雨琦造梦”机构称英国al宋雨琦造梦购房成本略有下降

  中新al宋雨琦造梦网伦敦11月29日电 (记者 al宋雨琦造梦欧阳开宇)英国最大的抵押贷款机构哈利法克斯28日发布报告称,由于平均工资上涨速度快于房价和抵押贷款成本的增速,今年英国购买新房的成本略有下降。

  哈利法克斯称,英国2024年第三季度的平均房价是居民平均年全职收入的6.55倍,低于2023年的6.62倍和2022年中期的历史高位7.24倍。

  哈利法克斯抵押贷款主管阿曼达布莱登(Amanda Bryden)表示,尽管购买新房的成本略有下降,但这种变化的缓慢的,对于许多人来说,买房仍然是一项艰巨的挑战,因为房价仍然接近历史高位,而且利率可能仍将高于过去十年的水平。

  英国央行于2023年8月将利率上调至15年高位5.25%,并于今年8月开始降息,本月又进一步降至4.75%。接受路透社调查的经济学家预计,英国央行将在明年年底前将利率降至3.75%,同时他们预测明年房价将上涨3.1%,2026年将上涨4%。

  哈利法克斯表示,住房最难负担的是英格兰东南部和伦敦,新抵押贷款al宋雨琦造梦成本分别占当地工资的39%和36%,而住房最便宜的是英格兰东北部,仅占当地全职收入的19%,苏格兰和北爱尔兰占当地全职收入的22%。(完)

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