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社评“XXXXXL-18—20”-梳理天下新闻

北京住房公XXXXXL-18—20积金贷款投放超万亿元

来源: 中国邮政报
2024-12-05 08:51:57

最佳回答

“XXXXXL-18—20”北京住房公XXXXXL-18—20积金贷款投放超万亿元

  中新XXXXXL-18—20社北京12月3日电 (XXXXXL-18—20记者 吕少威)记者3日从北京住房公积金管理中心获悉,截至10月底,北京市建立住房公积金单位68万家,缴存职工1339万人,该中心累计为158万家庭发放公积金贷款10018亿元(人民币,下同),社会效益明显。

  该中心表示,1992年北京建立住房公积金制度,1999年国务院颁布《住房公积金管理条例》,到2024年北京住房公积金制度建立32年,实现了北京公积金贷款从零突破万亿的巨大发展,住房保障作用不断增强,便民服务效能与日俱增,惠民利民效果不断显现。

  据介绍,1994年该中心发放了第一笔公积金贷款,贷款金额为18万元,贷款期限为7年,此后北京公积金贷款业务蓬勃发展,2001年贷款发放金额突破一百亿元,2009年突破一千亿元,2024年达到一万亿元。目前,公积金个人贷款已占住房市场成交量三成左右,今年1月至10月公积金贷款发放6万笔,金额526亿元,公积金贷款及撬动的商业银行贷款发放额共计约1100亿元,占到市场贷款发放总额的50%左右。

  该中心还通过降低贷款利率、提升贷款额度、优化住房套数认定标准等措施发挥公积金住房保障作用,为居民安居减负。同时,通过拓展网上办、掌上办、自助办、柜台办等渠道,不断便利公积金贷款办理。

  该中心表示,下一步,将继续优化住房公积金贷款政策,减少贷款环节和居民跑动次数,提高服务效率,提升借款人满意度,有效发挥住房公积金的住房保障作用。(完)

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