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解惑“女人十八大禁”-译文小记

利好!多家商女人十八大禁业银行宣布免收钞汇转换价差 业内解读→

来源: 第一财经日报
2024-12-17 19:45:12

最佳回答

“女人十八大禁”利好!多家商女人十八大禁业银行宣布免收钞汇转换价差 业内解读→

  近期女人十八大禁,多家商业银行陆续宣布女人十八大禁优化升级个人外汇服务,我们在换汇、境外汇款的时候,又能够节省一笔支出。中国农业银行日前发布公告,自2024年12月13日起,优化升级个人外汇服务。其中,特别指出,实施钞汇同价、所有币种免收钞汇转换价差等。此外,中国工商银行、中国银行、中国建设银行也都在近期发布了类似的公告。

  什么叫“钞汇同价”,此次免收的“钞转汇转换价差”,究竟是什么费用?

  现汇与现钞同价 为外汇业务节省资金

  招联首席研究员 董希淼:因为外汇现钞的保存和运输都需要成本,所以外汇现钞价格高于现汇。在用外汇现钞进行跨境汇款的时候,要多收一笔费用。简单来说,就是从现在开始,我们在这些银行进行外汇兑换和跨境汇款等交易的时候,只需要关注汇率的变化,不需要再考虑外汇现汇与现钞价格不同,也就是减少了一笔需女人十八大禁要我们承担的费用。

  举个例子,此前如果我们用人民币兑换某一种外币100元时,现汇卖出价和现钞卖出价分别是502.44和503.54,也就是说,兑换成外币现金要比存在银行账户里,多付1.1元人民币。从此之后,这个价差就不用支付了,现汇现钞的价格一致。

  专家表示,免收钞汇转换价差的政策,使得业务办理节省资金,进行外汇交易变得更加简单便捷。

  (央视新闻客户端 总台央视记者 朱继华 董彬 张军)

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