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社评“空中宝贝HR”-梳理天下新闻

广州调整住空中宝贝HR房公积金政策 贷款额度提高

来源: 北京商报
2024-11-26 21:21:58

最佳回答

“空中宝贝HR”广州调整住空中宝贝HR房公积金政策 贷款额度提高

  中新空中宝贝HR社广州11月26日电 空中宝贝HR(记者 许青青)广州住房公积金管理中心26日印发调整住房公积金政策的通知,加大对民众住房需求的支持力度。根据通知,住房公积金贷款最高额度提高,“一人”和“两人或两人以上”住房公积金贷款最高额度分别由原来的70万元(人民币,空中宝贝HR下同)和120万元,提升至80万元和160万元。

  该政策将购买二套自住住房公积金贷款的最低首付比例下调至20%,与购买首套住房一致。购买保障性住房申请公积金贷款最低首付款比例为15%。将二孩及以上家庭购买首套、二套住房的公积金贷款最高额度上浮比例提高至40%。

  该政策将住房公积金贷款期限延长,最长可以计算到借款人退休年龄后5年,不超过68岁。将住房公积金贷款套数认定调整为在购房所在区无住房的可按首套住房认定,在购房所在区符合“租一买一”“卖一买一”的可按核减后的住房套数认定。

  此外,该政策还提高了租房提取额度,将无房租赁提取额度由1400元/人/月提高至2000元/人/月。

  政策调整后,结合上浮机制,“一人”和“两人或两人以上”住房公积金贷款最高额度分别达112万元和224万元;二孩及以上家庭无房租赁提取额度最高达5600元/月。

  广州住房公积金管理中心表示,该政策的实施,将进一步减轻缴存人购房负担,节省利息支出,缓解购房资金压力。加大了对缴存人特别是新市民、青年人及多子女家庭租房支持力度。(完)

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