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社评“yp*请牢记”-知识课堂

三季度末山西普yp*请牢记惠型小微企业贷款同比增长32.98%

来源: 金羊网
2024-12-23 09:21:42

最佳回答

“yp*请牢记”三季度末山西普yp*请牢记惠型小微企业贷款同比增长32.98%

  中新yp*请牢记网太原12月20日电 (记者yp*请牢记 李庭耀)记者20日从中共山西省委宣传部、山西省人民政府新闻办公室组织召开“推动高质量发展深化全方位转型”系列主题新闻发布会获悉,截至2024年三季度末,山西普惠型小微企业贷款同比增长32.98%,当年新发放普惠小微贷款利率同比下降0.56个百分点。

新闻发布会现场。 山西省人民政府新闻办公室供图

  国家金融监督管理总局山西监管局副局长张健表示,该局认真贯彻一揽子增量政策要求,持续推动优化金融服务,金融支持小微供给稳步增长,价格和结构更优。

  张健介绍,该局推动落实无还本续贷政策,将续贷对象阶段性扩大到中型企业,期限暂定为三年,帮助经营主体缓解资金周转困难;对符合条件的续期贷款不能单独因为办理续贷下调贷款分类。前三季度,山西累计为2.36万户中小微企业提供无还本续贷金额573.18亿元。

  同时,山西推动落实普惠信贷尽职免责制度,督促银行机构完善内部管理制度,健全工作机制,细化免责情形,规范业务流程,营造尽职免责、鼓励担当的积极氛围,形成敢贷、愿贷、能贷、会贷长效机制。

  2023年,山西在全国率先推出“惠商保”特色普惠综合保险,备受市场欢迎,今年进一步提升覆盖面,目前覆盖200万个体工商户,已yp*请牢记累计为3.2万户个体工商户赔付2亿元。

  张健表示,下一步,国家金融监督管理总局山西监管局将深入贯彻落实一揽子增量政策,创新工作方式,优化金融供给,持续加大对市场主体的金融支持力度。(完)

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