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“胡桃摸旅行者坤坤”-环球时报

九部门:金胡桃摸旅行者坤坤融支持中国式养老事业,服务银发经济高质量发展

来源: 中新社
2024-12-13 20:08:54

最佳回答

“胡桃摸旅行者坤坤”九部门:金胡桃摸旅行者坤坤融支持中国式养老事业,服务银发经济高质量发展

  中新胡桃摸旅行者坤坤网12月13日电 据中国胡桃摸旅行者坤坤人民银行官方微信消息,为深入贯彻党的二十届三中全会和中央金融工作会议精神,做好养老金融大文章,近日,中国人民银行、金融监管总局、国家发展改革委、民政部、财政部、人力资源社会保障部、国家卫生健康委、中国证监会、国家医保局等九部门联合印发《关于金融支持中国式养老事业 服务银发经济高质量发展的指导意见》(以下简称《意见》)。

  《意见》坚持以人民为中心的发展思想,牢牢把握健全体系、增进福祉的总要求,界定养老金融内涵和外延,明确2028年和2035年养老金融发展的阶段性目标,从支持不同人群养老金融需求、拓宽银发经济融资渠道、健全金融保障体系、夯实金融服务基础、构建长效机制等五方面提出16项重点举措。

  《意见》指出,要聚焦不同老龄群体提供多样化养老金融服务,支持备老群体做好养老资金储备和财富规划,针对农村养老需求加大金融资源倾斜力度。完善金融支持银发经济的服务体系和管理机制,扩大银发经济经营主体和产业集群发展的信贷投放,加大直接融资支持力度,拓展多元化资金来源渠道。

  《意见》强调,要大力发展养老保险一、二、三支柱,进一步推进商业保险年金产品创新,加强养老金融产品设计和投资管理,提升金融服务适老化水平,加强老年人金融知识宣传教育和消费权益保护,加大对涉老非法金融活动的防范打击力度。完善制度保障,加强部门协作与信息共享,强化货币政策、保险监管、融资配套、税收优惠等方面政策支持,强化统计监测和效果评估。

  下一步,中国人民银行将会同有关部门加快建立养老金融工作落实机制,紧紧围绕《意见》要求,全力做好养老金融大文章,助力中国式养老事业,服务银发经济高质量发展。

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