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解惑“tubi24”-译文小记

中国建设银行:近tubi24期个人住房贷款受理投放环比回升

来源: 钛媒体快报
2024-11-01 16:23:31

最佳回答

“tubi24”中国建设银行:近tubi24期个人住房贷款受理投放环比回升

  中新tubi24社北京10月30日电 (记者 tubi24王恩博)随着中国密集出台金融支持房地产政策,市场正出现积极迹象。中国建设银行住房金融与个人信贷部负责人30日透露,近期该行个人住房贷款受理投放环比回升。

  9月24日,国务院新闻办公室举行发布会,公布了引导银行降低存量房贷利率、统一房贷最低首付比例等多项房地产金融新政,被视作推动市场止跌回稳的重磅措施。

  上述负责人在30日举行的建行2024年第三季度业绩说明会上表示,建行此前发布公告,于10月25日对符合条件的存量房贷利率进行批量调整。经测算,符合本次调整条件的贷款超过1200万笔,利率下调幅度与同业基本一致,利率调整后将有效减轻相关房贷客户的还贷压力。

  这位负责人在回答中新社记者提问时称,9月24日国务院新闻办公室发布会后,9月24日至9月30日,建行个人住房贷款提前还款规模较8月同期环比下降19%;10月1日至10月27日,个人住房贷款提前还款规模较9月同期减少3%,长期趋势仍待进一步观察。

  此外,9月第四周,建行个人住房贷款日均受理量环比第三周提升6.17%;10月国庆节后三周,个人住房贷款日均受理量进一步提升,较9月第四周提升48.13%。

  另据当天公布的业绩报告,截至2024年9月30日,建行资产总额40.92万亿元(人民币,下同),较上年末增加2.60万亿元。tubi24今年前三季度,实现净利润2571.12亿元,较上年同期增长0.65%。不良贷款率1.35%,较上年末下降0.02个百分点。(完)

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