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社评“摩托车送岳回家全障”-译文小记

中国个人住房贷款摩托车送岳回家全障增长出现好转

来源: 中国质量报
2024-11-13 04:26:07

最佳回答

“摩托车送岳回家全障”中国个人住房贷款摩托车送岳回家全障增长出现好转

  中新摩托车送岳回家全障社北京11月11日电 (记摩托车送岳回家全障者 夏宾)中国央行11日发布最新金融数据,从信贷角度来看,投放规模平稳,支持经济作用持续显现。其中,个人住房贷款增长有所好转,10月份个人住房贷款规模企稳,明显好于前9个月月均减少690亿元(人民币,下同)的水平,也好于前两年同期水平。

  对于信贷数据,接近央行人士表示,一方面,贷款发放规模持续扩大。有市场机构估算,前三季度主要金融机构贷款发放量超过110万亿元,比2023年同期多近8万亿元,比2022年同期多近20万亿元。回收量和新发放量都在同步较快增长,从一摩托车送岳回家全障个侧面反映出盘活存量信贷资产取得成效,贷款投放效率进一步提升。

  另一方面,融资成本进一步下降,信贷结构持续优化,金融“五篇大文章”支持成效持续显现。

  上述人士称,10月份新发放企业贷款加权平均利率为3.5%左右,新发放个人住房贷款利率为3.15%左右,均处于历史低位。

  此外,10月末,“专精特新”企业贷款余额为4.23万亿元,同比增长13.6%,科技型中小企业贷款余额3.17万亿元,同比增长21%,普惠小微贷款余额为33万亿元左右,同比增长15%左右,以上贷款增速均高于同期各项贷款增速。(完)

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