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解惑“XAXManta”-译文小记

41家金融机XAXManta构在渝集中发布促消费举措 “政金企”组合让利

来源: 中国新闻周刊
2024-11-01 08:53:10

最佳回答

“XAXManta”41家金融机XAXManta构在渝集中发布促消费举措 “政金企”组合让利

  中新XAXManta网重庆10月30日电 XAXManta(记者 刘贤)来自全国各地的41家金融机构30日在重庆集中发布促消费举措。第四季度,国家金融监督管理总局重庆监管局(简称重庆金融监管局)将指导银行业金融机构进一步加大提振消费支持力度,全年累计投入减费让利资源不低于16亿元,预计全年将拉动个人消费贷款超过2.5万亿元。

图为《金融助力提振消费行动倡议书》发布现场。陈俊 摄

  30日,由重庆市商务委员会、重庆金融监管局及重庆市南岸区人民政府联合主办的“金融助力提振消费行动发布会”在重庆举行,记者从会上获得上述信息。

  据重庆金融监管局XAXManta党委委员、副局长刘咏介绍,截至9月末,重庆市银行业金融机构消费贷款余额达6285.43亿元,同比增长21%,为消费者直接减费让利超过12亿元,拉动该市社会消费品零售总额同比增长3.8%,超出全国平均水平0.5个百分点。

  重庆金融监管局引导金融机构积极对接地方政府补贴优惠政策,加大对居民消费领域以旧换新的资源投入,持续加大减费让利力度,形成“政府补贴+金融特惠+商家优惠”的组合拳,力求让消费者享受到切实优惠。

  例如,用户在小米商城购买手机等数码产品时,选择小米消费金融公司提供的以旧换新分期服务,可享受“旧机抵扣+满减补贴+红包返现+无息贷款”的组合满减服务,以Xiaomi14手机为例,消费者最高可享受3450元优惠,用户换新机的价格最低仅需549元。

  在购车方面,以长安汽车金融公司为例,阿维塔12购车用户可享受5年零息贷款服务,节省利息1.87万元,叠加重庆市政府新能源汽车置换补贴1.2万元,累计优惠金额达3.07万元。对于购买长安Lumin的用户,长安汽车金融公司提供12期零息贷款支持;选购长安启源等车型的用户,贷款利率在原有基础上直降4个百分点。

  蚂蚁消费金融公司将在年内增加千亿元以旧换新专项授信额度,携手全国4600万户商家,投入7000万元开展息费减免等活动,为衣食住行等消费需求提供覆盖广泛的优惠。

  重庆市13家银行业金融机构与重庆市商务委员会联合推出家装厨卫以旧换新消费贷款贴息活动,消费者可通过重庆市商务委微信公众号在线申请,金融机构快速审核放款,无需线下办理。

  当天,来自全国各地的41家金融机构还联合发布了《金融助力提振消费行动倡议书》,其中包括“降低消费金融成本,适度扩大个人消费贷款额度,合理延长消费分期贷款期限”等内容。

  刘咏表示,要结合消费品以旧换新补贴措施,开发专属的消费金融产品,合理利用金融杠杆放大政策效应,加强与相关消费品制造业和商家的资源整合与促销联动,形成财政补贴、金融惠民、企业让利的多方合力,持续释放政策激发的消费潜力。(完)

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