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解惑“男生把坤坤放在女生坤坤”-知识课堂

广西首套房贷利男生把坤坤放在女生坤坤率降至2.98% 为近十年以来最低水平

来源: 华商报
2024-10-30 17:17:59

最佳回答

“男生把坤坤放在女生坤坤”广西首套房贷利男生把坤坤放在女生坤坤率降至2.98% 为近十年以来最低水平

  中新男生把坤坤放在女生坤坤网南宁10月29日电 男生把坤坤放在女生坤坤(记者 黄艳梅)记者从中国人民银行广西壮族自治区分行28日举行的新闻发布会获悉,中国人民银行广西壮族自治区分行组织辖内银行有序开展存量房贷利率下调工作。10月全国贷款市场报价利率(LPR)下降25个BP后,广西新发放首套、非首套房贷利率将分别降至2.98%、3.3%,达到近十年以来最低水平。

  今年9月29日,中国人民银行出台了系列房地产金融相关政策。中国人民银行广西壮族自治区分行迅速行动,积极推动相关政策尽早在广西落地,让民众享受到实实在在的政策红利,促进广西房地产市场稳健发展。

  目前,广西各家国有银行、股份制银行以及广西农商联合银行、广西北部湾银行、柳州银行、桂林银行等地方金融机构均已发布批量调整存量房贷利率的公告,预计将在10月31日前完成统一调整。

  据介绍,广西推动存量房贷利率下调,平均降幅在0.5个百分点左右,全面取消商业性个人住房贷款利率政策下限,下调公积金贷款利率25个基点。据统计,存量房贷利率下调能惠及广西230余万居民,节约房贷利息总计近470亿元(人民币,下同)。

  此外,中国人民银行广西壮族自治区分行推动房贷首付比例下调,更好支持居民刚性和改善性购房需求。该行根据广西房地产市场形势和地方政府调控要求,将广西首套、二套住房最低首付款比例统一为15%,自今年10月17日起执行。下调之前,广西二套房的首付比例是25%,下调之后首套、二套房都是15%。

  住房是民众最重要的财产之一,房地产市场的平稳健康发展意义重大。中国人民银行广西壮族自治区分行积极落实各项金融支持政策,做好经营性物业贷款和房企存量融资展期两项阶段性政策延期,推动地方国企收购存量商品房用作保障性住房,加大住房租赁和城中村改造、“平急两用”公共基础设施、保障性住房“三大工程”的金融支持,加大对房地产市场的信贷支持力度,金融支持房地产市场发展取得实效,有力促进广西房地产市场整体企稳向好。

  据统计,今年1月至9月,广西房地产开发贷款新增188男生把坤坤放在女生坤坤.2亿元;9月末,贷款余额达2054.2亿元,同比增长8.6%。(完)

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